Important Things to Do After a Car Accident
Many victims of car accident know the hassle and stress involved in a car accident, and there are a lot of questions asked once you experienced it. When it comes to the things you need to do in any event you got involved in a crash accident include checking yourself for physical injuries, checking on the well-being of your passengers, getting to safety, calling 911, waiting for help, exchanging information, documenting the accident, and notifying your insurer. Immediately call 911 if you are injured or you can also ask someone to do so, never attempt to move if you think you are seriously injured, and just wait for the emergency response team to arrive. Check for any bystanders to get the help you need if you are severely injured.
If your car is causing a hazard to other people, pull it to the side of the road or sidewalk, otherwise it is best to leave it where it is and get yourself into a safer place. Doing so helps in determining who is at-fault in an accident. In majority of states, car insurance is fault-based, wherein if there is a car crash in a tort or fault, the insurer of the at-fault driver will help in paying for medical expenses, repairs, and other losses like lost wages and pain and suffering through the driver’s liability. Calling the police is essential whether it is a minor or a major car crash. The police officers will need to fill out an accident report and properly document the scene. You can go to the nearest police station and file a report if the police can’t come tot he incident scene. Your engine should be turned off, hazard lights turned on, and road flares should be used to warn other vehicles to slow down. It is important to exchange important information with the other driver once you are sure that you and your passengers are uninjured. The most important details include full name and contact information, insurance company and policy number, driver’s license, license plate number, vehicle information (type, color, and model), and the location of the accident.
It is very important to get as many details as possible from the accident to protect yourself and for filing insurance claim, so you need to obtain a copy of the police report, get the names and badge numbers of the police officers, take pictures of both vehicles showing different angles and damages, and obtain the names and contact numbers of witnesses. Hiring a car accident lawyer can help you in the gathering of evidence, submission of required evidence, and to represent you before the insurance company or before the court so you can get the maximum compensation benefit for your claim.